Medicare Part D

Medicare Part D is Medicare’s prescription drug benefit that provides outpatient drug coverage. Part D is provided through private insurance companies contracted with the federal government. 

If you want Part D coverage, you have to either buy a standalone plan or get it through a Medicare Advantage plan.

What drugs are covered under Medicare Part D?

Prescription Drug Plans and Medicare Advantage Prescription Drug Plans cover all vaccine drugs when necessary to prevent illness. Other than that, you will have a formulary unique to your plan that details what drugs are covered. So, before you choose a plan, you need to talk to a licensed Medicare specialist like the ones at Senior Help Seniors Insurance to make sure all the drugs you require are covered with your plan.

What drugs are not covered under Medicare Part D?

Depending on your plan, this answer will differ. However, these are some drugs that will most likely not be covered under any prescription drug plan: 

  • Weight loss or weight gain drugs
  • Any drugs for hair growth
  • Fertility drugs
  • Drugs for erectile dysfunction
  • Any over-the-counter drugs

Also, if your Medicare Part A or B plan is going to foot the bill, Part D does not offer coverage.

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